Calculator and information service
DepotScaler provides calculation models and general information. The results illustrate possible scenarios.
Model calculations, not forecasts
The calculations are based on your inputs and on simplifying assumptions. The values shown are illustrative model results and not a promise or guarantee of future performance.
Actual results can differ substantially, in particular because of different capital market returns, costs, taxes, inflation, product terms, legislative changes and personal circumstances.
No individual advice
DepotScaler does not provide individual investment, financial, tax or legal advice. Displaying a calculation result is not a recommendation tailored to your personal situation and does not replace advice from suitably qualified professionals.
Whether a product, strategy or tax arrangement is suitable can only be assessed in light of your complete individual situation.
Legal and tax assumptions
From 2027, the Altersvorsorgedepot calculator assumes a constant return and retirement at 67. It estimates allowances, the tax refund and tax in retirement in a simplified way. The ETF calculator does not take costs, taxes or inflation into account. The home calculator models the Wohnförderkonto under the rules applying from 2028. It does not calculate the purchase or financing of the home. Laws and administrative practice may change.
Check the current rules, product documents and your personal circumstances before you make a real decision based on a model calculation.
External providers and content
Links to external providers offer further information or access to their offers. The respective provider is responsible for product terms, availability, prices and content on linked websites. Check this information directly with the provider.
Advertising and affiliate links
If we use affiliate links, we label them as advertising directly at the link.