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ETF calculator

Calculate your ETF savings plan for building wealth.

Costs, taxes and inflation are not taken into account.

Saving phase

Result

Final capital
€29,082
Wealth over time

Text version of the chart. Over 15 years, total wealth grows to €29,082. Of this, €18,000 is paid-in capital.

Capital paid in
€18,000
Returns earned
€11,082

Use your saver’s allowance

With the saver’s allowance (Sparer-Pauschbetrag), €1,000 of investment income a year stays tax-free in Germany, or €2,000 for married couples assessed jointly. Your Altersvorsorgedepot does not use it up during the saving phase. An ordinary ETF brokerage account can therefore be a useful addition.

The ETF calculator does not take taxes into account.

More about the saver’s allowance