ETF calculator
Calculate your ETF savings plan for building wealth.
Costs, taxes and inflation are not taken into account.
Saving phase
Result
- Final capital
- €29,082
Text version of the chart. Over 15 years, total wealth grows to €29,082. Of this, €18,000 is paid-in capital.
- Capital paid in
- €18,000
- Returns earned
- €11,082
Use your saver’s allowance
With the saver’s allowance (Sparer-Pauschbetrag), €1,000 of investment income a year stays tax-free in Germany, or €2,000 for married couples assessed jointly. Your Altersvorsorgedepot does not use it up during the saving phase. An ordinary ETF brokerage account can therefore be a useful addition.
The ETF calculator does not take taxes into account.
More about the saver’s allowance